Valuation Services

There is myriad reasons why you may need to have an item valued:

  • Proof Of Ownership
  • Insurance Coverage
  • Estate Distribution
  • Divorce Settlement
  • Private Sale
  • Auction Reserve
  • Damage Assessment Claims

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    We provide professional and independent jewellery valuation certificates and reports prepared according to Jewellery Valuers guidelines by registered valuers. Our valuations are unbiased and not influenced by buyers, sellers, or insurance agents.

    Types of Valuations

    This valuation type is for the purpose of insurance, and is based on JVL’s opinion of what it may cost to either manufacture (where appropriate), or replace (in the condition as sighted), with a similar item in similar condition.

     

    An insurance valuation provides an average replacement cost. a detailed and accurate description of the item, and high-resolution photographs – making it possible to identify, replace, and/or recreate an exact duplicate, in the event that replacement is required.

     

    If clients have items they wish to specify individually on their insurance schedule, JVL certificates include a detailed examination and description of the jewellery, a clear photograph and a current replacement cost.

     

    If the item is ever lost, damaged or stolen, all the information is in the certificate to ensure a jeweller can replace or repair the item. The amount does not represent JVL’s view as to the value for sale or for any other purpose.

     

    It is important to realise that not all insurance valuations are created equal. An effective insurance valuation is a document that contains a good color photo, a detailed enough description to allow a current value to be calculated without re-examination of the items, and a value or values for each item that represents the amount the item should be covered for under the terms of the Policy. Photos alone are not enough to accurately establish the value of the jewellery in the case of burglary or loss.

     

    This document is written in such a way, that any party reading it knows every aspect of the item and can re-create the item in the event of loss, theft or damage. All appraisals contain photographs of the described item

    To ensure that items of value are split equitably amongst heirs, or if someone is administering an estate, an Estate Valuation will need to take place.

    This allows all relevant parties to settle an estate, with the primary function to represent the clients best interest, regardless of whether an executor, guardian, or law firm is settling the matter. The process for an estate valuation follows the same guidelines as the insurance valuation process.

    This valuation type is for the purpose of the market and is based upon the subjective opinion of what the item may reasonably be expected to attain at public auction. The amount does not represent JVL’s view regarding the insurance or replacement value and is not valid for any other purpose.

    A matromonial valuation is used in the event  of divorce and provides a fair current market value of an item of jewellery for the division of marital assets.

    A Market valuation reports the most common price for similar quality, age and condition items in the market, they are most commonly sold and determines whether the price of an item is fair.

    The Market Valuation for a private sale is based on circumstances where one wishes to sell an article privately to an individual and wants to obtain a realistic price for that article. Given there is a willing buyer/willing seller, a reasonable figure is presented to both parties concerned.

    This valuation type is for the purpose of the secondary market and is based upon the subjective opinion of what the item may reasonably be expected to attain at public auction. The amount does not represent JVL’s view regarding the insurance or replacement value and is not valid for any other purpose.

    Get a Jewellery Valuation Certificate in Melbourne

    At Jewellery Valuation Laboratory, our valuation experts in Melbourne provide jewellery valuation certificates that adhere to jewellery valuation guidelines. We offer unbiased, valuations that are not influenced by buyers or sellers.

    If you are looking to obtain a jewellery valuation certificate in Melbourne, Victoria. We provide a thorough analysis of the financial value of jewellery. Our valuation certificates are prepared in accordance with recognised jewellery standards.

    We value all types of jewellery including gold, gemstones, diamonds, pink diamonds and more. Each certificate includes a detailed description and a valuation of your jewellery.

    Valuation Certificate

    Item Details:

    • High-quality photograph of the item
    • Statement identifying the stone(s), including shape, size, dimensions, and approximate weight
    • Detailed diamond grading (cut, carat, clarity, and colour)
    • Description of metals, including stampings, setting style, design and weight.
    • Quality analysis based on the Gemmological Institute of America (GIA) grading system.
    • Method of manufacture.
    • Estimated value.

    Jewellery Collection Folio

    JVL can provide a full valuation on a collection of jewellery depending on the purpose and function of the report. This report is ideal for insurance, financial, estate, division, wills, probate, divorce and other legal matters and can be issued with complete customer information.

    Updated Valuation Report

    If you purchased a valuation directly from us, a copy of the valuation is stored in our archive for three years. During this period, you can have the items revalued at a reduced fee. We recommend an updated valuation every two years.

    Because of constantly changing gold prices, increases in international diamond prices and variable exchange rates, it can be hard to keep jewellery insured for the correct amount. People often only discover they are under-insured when making a claim.

    At jvl, keeping the value of your jewellery up to date is simple and easy.

    DIAMOND ENGAGEMENT RING VALUATION

    At Jewellery Valuation Laboratory we provide independent professional diamond valuation certificates in Melbourne.

    Our Expert Valuations Include:

    • High-resolution photographs of your diamond ring
    • Detailed descriptions covering cut, colour, clarity, and carat weight
    • Independent market value assessment based on international grading standards

    Whether you’re purchasing a Diamond Engagement Ring or need a valuation for Insurance Or Resale, JVL provides detailed certificate of valuation you can rely on.

    Loss Assessment

    A post-loss assessment is conducted when someone has suffered a loss or theft and does not have adequate evidence to support their insurance claim.

    It is considered a quotation or estimate for replacement based on the client’s relevant information. Completeness and accuracy of information are critical to ensure correct settlement.

    We can prepare you an post loss assessment report which can be submitted to your insurance company in support of your claim.

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