Insurance

INSURANCE VALUATIONS

Jewellery often has great sentimental value and can be passed down through generations. We provide insurance valuations backed by a modern gemmological lab that follows local and international standards. Our valuations include a replacement value, a detailed description and high-quality photos. This helps you prove ownership and replace your jewellery if it’s lost, stolen or damaged.

JVL Certificates Include:

• Detailed item description and photo
• Replacement value
• A folder for safekeeping

You’ll get two copies, one for you and one for your insurer. Your information is securely stored for at least three years.

Why Get Your Jewellery Valued?

• Proves ownership for insurance claims
• Confirms authenticity of stones and metals
• Helps determine fair market value if buying or selling
• Protects valuable family heirloom

The report you will receive is a complete record of your jewellery with all of the information you need to qualify for full insurance cover. We will provide you with two copies of this report one for you and one for your insurance company or other third party. All this information is kept in our secure database for future reference for at least three years and is also available online with your personal log-in.

Engagement Ring Insurance in Melbourne

1. Get a Diamond Appraisal
   Most jewellers provide a laboratory certificate with the 4Cs. However a professional appraisal may be needed.
2. Choose the Right Insurance Provider
   You can add your ring to home owners content insurance or use specialist jewellery insurers for wider coverage.
3. Know What Your Policy Covers
   Make sure it includes protection against theft, accidental loss and damage.
4. Keep Your Documents Safe
   Store certificates, appraisals, photos and receipts in a safe place.
5. Update Your Insurance Regularly
   Review your policy yearly or after upgrades to keep coverage up to date.

There is number of purposes – to get items valued and will provide evidence of ownership in the event of loss, theft or accident. Unfortunately without a jewellery valuation certificate most insurance companies will only compensate a small percentage of the item.

Proof Of Ownership

A valuation certificate with photos is proof your jewellery exists and shows its value. This helps with insurance claims and police reports if it’s lost or stolen.

• Have jewellery fully assessed;
• Can differentiate between two pieces of jewellery that look identical;
• Verify the authenticity of items;
• Assist police with a description in the event of loss or theft;

Why Choose JVL?

• Idependent valuations
• Detailed and fair reports
• Friendly service with quick turnaround
• Fixed, competitive pricing
• Secure premises and private appointments

Book a Consultation

Not sure what to value? Book a consultation with our expert valuer. We’ll help you decide which items need valuation and provide a quote.